Before obtaining a quote it's important that you understand some of the differences between the 2 covers you can purchase.
This cover option provides cover against any Accidental physical loss or damage or the deliberate act of a third party, subject to the excluded events listed in the Policy.
This cover option is available:
where a Professional Removalist is moving Your Household Contents;
where a Professional Carrier is moving other Specified Personal Property.
An excess would be payable by you, or as a deductible from a Settlement, on any claims made under this cover
Restricted Cover- Nominated Perils
This option provides a more limited cover for loss or damage to Your Household Contents and Personal Property arising from one of the events listed in the cover option for example fire,
Flood and collision of the vehicle used to carry Your Household Goods or Specified Personal Property.
This option is available in some circumstances where Option A is not available, for example where
you are moving the Household Goods or Specified Personal Property yourself, or for live plants and trees.
This insurance is issued by Arrowsmith & Petruccelli Insurance Brokers Pty. Ltd. on behalf of AM&T.
To complete your application we need to inform you of;
Your Duty of Disclosure
What you must tell us
When answering the questions you must be honest and you have a duty under the Insurance Contracts Act to tell us anything known to you,
and which a reasonable person in the circumstances, would include in answer to the question. We will use your answers in deciding whether to
insure you and anyone else to be insured under the policy, and on what terms.
Who needs to tell us
It is important that you understand you are answering our questions in this way for you and anyone else that you want to be covered by the policy.
If you do not tell us
If you do not answer our questions in this way, we may reduce or refuse to pay a claim, or cancel the policy. If you answer our questions fraudulently,
we may refuse to pay a claim and treat the policy as if it had never existed.
I have read and understood the Duty of Disclosure and I confirm I will comply with the Duty of Disclosure when answering questions.
If you need to store your goods for more than 12 months, you will need to contact us to correctly quote and complete the cover for you.
If you nominate a contents value of $150,000 or more you will need to contact us to correctly quote and complete the cover for you.
This information on this website is a summary only. We have not considered your objectives, financial situations or needs. You should read and consider the Product Disclosure Statement/Policy Document in deciding whether to purchase any insurance product and the level of cover you select.