Cover Summary

Important Cover Selection

Before obtaining a quote it's important that you understand the differences between the 2 covers you can purchase.
Cover (A)
(FULL COVER)		 This cover is only available if your goods are moved by a professional removalist.
Cover A covers any loss or damage to your goods by accident or natural perils and by wilful and deliberate actions of a third party.
A $200 excess is payable under this cover but would be refundable if we can recover damages for you.
Cover (B)
(Restricted Cover- Specified Events as listed)		 This cover is available if you are moving your own goods or having them moved by a professional removalist.

IMPORTANT NOTE: If you are moving some of the goods yourself and wish to insure them under cover B, you will need to take out a separate Cover B policy.

Cover B will pay for any loss or damage to your goods caused by the following;
  • Fire, explosion, lightning or flood.
  • Water and storm damage is covered only whilst goods are in storage and if the storage insurance option is selected.
  • Collision of the conveyance carrying your goods with an external object, or of the goods while on a land conveyance carrying them with something not on or part of that conveyance.
  • Overturning, jack-knifing or derailment of the land conveyance carrying your goods.
  • Grounding, sinking or capsizing of any vessel carrying your goods.
  • Crashing or forced landing of any aircraft carrying your goods.
  • Discharge of your goods at a port of distress.
  • Jettison of the goods from a vessel.
Nil  excess under this cover

Please Note

You can get a quote and request cover online however;
  • If you need to store your goods for more that 9 months, you will need to contact us to correctly quote and complete the cover for you.
  • If you nominate a contents value of $100,000 or more you will need to contact us to correctly quote and complete the cover for you.

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