Contents Guide

How much Contents Insurance do I need?

The following guide is to assist you in deciding on a suitable Sum Insured for your household Personal Belongings being moved.

It is always best to over estimate the amount being moved using a 'New for Old' value as a guide, particularly for items such as furniture, electronic equipment, kitchen utensils, clothing, gardening and sporting equipment, where costs to replace a like for like item may vary to when you purchased them.

Our Insurance pricing may not vary greatly if you were to increase the contents value from your original estimate, so please consider this when you are obtaining a quote.

With items such as artwork, antiques or curios it is a condition of your policy that if the item is valued at $1,000 you have a recent valuation (within 5 years) or receipts that evidence ownership and a better description of the item. This will be needed if you make a claim.

Category Value ($)
Eg. lounge, dining table
White Goods:
Eg. fridge, washing machine
Electrical & Computer Equipment:
Eg. television, computer
CD's / Records / Tapes / Games etc:
Musical Instruments:
Glassware & Lightfittings:
Eg. dinnerware, crockery
Soft goods:
Eg. manchester, clothing
Artworks / Antiques / Curios & / or Items of a Valuable Nature:
Note - an approved valuation less than 5 years may be required at time of incident.
Tools & Garden Implements:
Eg. power tools, painting equipment, lawnmowers
Outdoor Equipment / Settings:
Eg. BBQ, outdoor furniture, pot plants
Sporting Goods:
Eg. gym equipment, canoes, surf boards, bikes
Eg. books, toys, pictures
Sums Insured:

Coverforce Complete Insurance Brokers Pty Ltd

Phone: 1300 880 253
Fax: +61 (03) 9887 2361

Postal Address:
PO Box 231, Ringwood, VIC 3134

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Insurance products are provided by National Transport Insurance, a joint venture of the insurers Insurance Australia Limited trading as CGU Insurance ABN 11 000 016 722 AFSL 227681 and AAI Limited trading as Vero Insurance ABN 48 005 297 807 AFSL 230859 each holding a 50% share. National Transport Insurance is administered on behalf of the insurers by its manager NTI Limited ABN 84 000 746 109 AFSL 237246.

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